
With over a decade of experience in financial planning and tax preparation, Ricardo Contreras is dedicated to guiding individuals and local businesses through their financial journeys to achieve both short-term and long-term success. In addition to his expertise in tax strategies, Ricardo has spent the past five years focusing on retirement planning, wealth strategies, and life insurance, offering tailored solutions that emphasize financial security and growth. Having lived in Reno and northern Nevada for more than 30 years, Ricardo is committed to the community – supporting youth sports and working to build a prosperous future for the next generation.
Help Pay Off Mortgage
Provide Income Later in Life
Pay for Funeral Costs

Crafting extraordinary events tailored to your unique vision.

Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.



Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.

Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.



Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Discover Tax Free Retirement
The #1 way to grow a tax free retirement income
Here's what you get:
Safety from market risk
Unlimited tax free growth
Immediate access
Death benefit and living benefits